Liability coverage is part of your landlord insurance policy that protects you if someone is injured on your property or if you’re found legally responsible for property damage. It can cover legal fees, medical expenses, and settlements—making it a must-have for real estate investors. Even if you don’t live in the home, you can still be held liable for unsafe conditions. Meridian recommends all investors carry adequate liability insurance, especially when owning multiple properties or investing from out of state. It’s an essential layer of financial protection.